ChewMonster
New member
- Joined
- Jun 3, 2025
- Messages
- 1
My husband is deep in the credit repair game, and he has almost cleared all of his cards except for the Imagine Credit Card.
This card is a pain! With a $1,100 balance and 96% utilization, it's killing his score, especially after they hit him with a surprise $150 annual fee. He was quite in shock when he saw the damage
we did an imagine credit card reviews. since he can't pay it all off at once, I told him to make a request to customer service. ask them to decrease the credit limit to $500. They told him that he needed to pay $500 next week, then call back to get the limit lowered.
Once that's done and the balance is zero, he can finally close this account! Say goodbye to that extra $9.99 monthly fee haha
Do you guys think his credit score will jump significantly once this card is paid off and closed?
This card is a pain! With a $1,100 balance and 96% utilization, it's killing his score, especially after they hit him with a surprise $150 annual fee. He was quite in shock when he saw the damage
we did an imagine credit card reviews. since he can't pay it all off at once, I told him to make a request to customer service. ask them to decrease the credit limit to $500. They told him that he needed to pay $500 next week, then call back to get the limit lowered.
Once that's done and the balance is zero, he can finally close this account! Say goodbye to that extra $9.99 monthly fee haha
Do you guys think his credit score will jump significantly once this card is paid off and closed?
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