Harris Teeter rewards world elite mastercard

[ASHvowell]

I already have the Ralphs Rewards Mastercard and was wondering if you can get more than one Kroger-family card, like the Harris Teeter version. Couldnt find a clear answer , so i applied for the Harris Teeter card anyway... despite the closest store being like 3k miles away. Got the 7-10 day message. My TransUnion score's around 790, low utilization and not too many recent accounts or inquiries. Now just waiting to see what shows up in the mail.

 

[TheChosenOne1]

I know a few people that have multiple cards from Kroger, so I don't think you'll be an exception. Not sure about the distance though, but I see no reason why that would actually be a problem?

 

[ASHvowell]

I know a few people that have multiple cards from Kroger, so I don't think you'll be an exception. Not sure about the distance though, but I see no reason why that would actually be a problem?

Thanks! Do you know if theres a limit on how many Harris Teeter rewards cards someone can have? And have you heard if distance from the store affects the card or rewards at all?

 

[Yelena]

Is it possible to earn rewards on both Kroger and Harris Teeter cards simultaneously, or do they limit benefits when holding multiple Kroger-family cards? Wondering how the rewards stack up together

 

[financialfresh5tart]

Typically, you can only hold one Kroger-family card at a time because US Bank considers them to be the same product. The 7–10 day timeframe you see probably indicates they're checking for duplicates rather than any credit problems.

 

[ASHvowell]

I know a few people that have multiple cards from Kroger, so I don't think you'll be an exception. Not sure about the distance though, but I see no reason why that would actually be a problem?

Good question, i've been curious about that too. From what I've seen, the benefits usually dont stack across Kroger-family cards, but each card still earns rewards on its own when you use it.

Typically, you can only hold one Kroger-family card at a time because US Bank considers them to be the same product. The 7–10 day timeframe you see probably indicates they're checking for duplicates rather than any credit problems.

Ah, that makes sense.. Thanks for clearing that up. So if they treat all the Kroger-family cards as the same product, does that mean you cant even product-change between them later on, or is it just limited to having one open at a time?